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The asset finance calculator gives you an instant, no-obligation estimate of your monthly repayments, based on your credit rating, the amount you want to finance and your repayment term.
How the asset finance calculator works
Set your credit rating, the amount you want to finance and your repayment term, and the calculator shows an estimated monthly repayment and total cost straight away, before you speak to anyone.
Asset Finance Calculator
See what your monthly payments could look like with our asset finance calculator.
Credit Rating
Finance Amount
Repayment Term
You will pay £ per month, paying a total of £ over .
Looking to borrow over £250,000?
Contact us directly on 01494 321688 to discuss your options.
Please note, this calculator provides an estimated cost only. Actual rates and terms will depend on your circumstances and our assessment. This is not an offer or a final quote.
Using the calculator
Looking to finance more than £250,000? The calculator will ask you to contact our team directly on 01494 321688 rather than generate an online estimate.
Set your credit rating
Choose the option that best reflects your business's current credit position.
Set the finance amount
Move the slider to roughly how much you want to finance, whether that's scaffold boards, a vehicle or other equipment.
Choose your repayment term
Select how many months you'd like to spread the cost over.
Review your estimate
Your estimated monthly repayment and total cost update straight away. Select "Get A Quote" when you're ready to speak to a specialist.
What you can use the calculator for
The calculator works the same way whatever new equipment you’re financing, so you can use it to get an estimate whether you’re pricing up:
- Scaffold boards, tube, fittings or a wider materials restock
- A dropside truck, van or other commercial vehicle
- Other site equipment
If you already own the materials or vehicle outright and want to release cash against it rather than finance a new purchase, speak to our team directly and we’ll talk you through what’s possible.
What changes your repayment estimate
The calculator’s estimate moves with three things: how much you finance, how long you repay it over, and your credit rating. Financing more naturally means higher repayments but a better rate. A longer term usually lowers the monthly cost but increases the total you repay over the life of the agreement. Credit rating is one of the factors a lender takes into account when pricing an agreement, alongside the amount and the term.
A real quote takes in more than those three numbers. Every application is different, and things like your trading history and the contracts you have secured also play a part. That’s where speaking to a specialist helps: we look at your full circumstances and match you with the most suitable finance from our panel, rather than an estimate based on three inputs alone.
FAQs about the asset finance calculator
Enter your credit rating, the amount you want to finance and your repayment term, and the calculator shows an estimated monthly repayment and total cost instantly.
Just your credit rating, the amount you’re looking to finance and your preferred repayment term. No bank details, documents or credit check are needed to get an estimate.
No, getting an estimate does not involve a credit check. The calculator simply requires some basic information to provide you with the closest estimate for your situation.
No, it’s an estimated cost only. Actual rates and terms depend on your circumstances and are confirmed following a full assessment, not an online estimate.
For amounts over £250,000, the calculator will direct you to call our team on 01494 321688 to discuss your options directly, rather than showing an online estimate.