£30 m+
secured
500 +
contractors funded
40 +
years' combined experience
60 +
lenders
Stop waiting 30, 60, 90 days
to get paid
You've done the work. Your invoice has been raised. But while you're waiting on payment, wages still need paying, materials still need ordering, and the next job still needs funding.
Invoice finance for scaffolding contractors releases the cash tied up in your unpaid invoices — up to 95% of the invoice value, with funds hitting your account the same day — so you can keep moving without waiting on your clients to pay.
Partnering with leading lenders
What is invoice finance for scaffolding contractors?
Invoice finance for contractors is a funding facility that lets you borrow against the value of your unpaid invoices rather than waiting for clients to pay. Whether you want to fund a single invoice or your entire sales ledger, a lender advances up to 95% of the invoice value, often the same day it’s submitted. When your client settles the invoice, the remaining balance is released minus any fees.
For scaffolding and construction businesses managing multiple contracts at once, it removes the unpredictability of long payment terms and keeps cash flowing consistently throughout the year. And because confidential options are available, your clients don’t need to know you’re using it.
Get invoice finance in 4 simple steps
Tell us about your business
Fill in a quick online form (no paperwork required!), and share a few details about your scaffolding business and the invoices you want to finance.
Your facility is opened
We match you with the right lender and get your invoice finance facility open, often within 60 minutes.
Submit your invoice
Send your invoice through the portal, whether it's a single invoice or multiple.
Funds released the same day
Up to 95% of your invoice value is deposited into your account the same day.
Why choose Scaffold Finance for invoice finance?
Most invoice finance providers are generalists. We work exclusively with scaffolding contractors and construction businesses, which means we understand your payment cycles, your contract structures, and the lenders most likely to say yes.
Frequently Asked Questions
Can't find what you're looking for?
Visit our Help Centre for more information or schedule a call with a specialist.
Invoice financing is a funding facility that lets you unlock the value of unpaid invoices before your client pays. Instead of waiting 30, 60 or 90 days, a lender advances up to 95% of the invoice value — with funds released the same day — so your business keeps moving.
Once your facility is open, you submit an invoice through the portal and receive up to 95% of its value the same day. When your client pays, the remaining balance is released minus any fees. Confidential options are available, so your clients don’t need to know you’re using it.
Invoice factoring is a type of invoice finance where the lender takes over the collection of your invoices directly from your clients. It differs from invoice discounting, where you retain control of your own credit control process, and clients pay you directly as normal.
You raise an invoice and assign it to the factoring company. They advance you a percentage of the value upfront, then chase and collect payment from your client directly. Once paid, you receive the remaining balance minus fees.
For scaffolding businesses managing long payment terms across multiple contracts, invoice financing can make a significant difference to cash flow. Rather than waiting on clients, you access up to 95% of the invoice value the same day it’s raised, whether that’s a single invoice or your full sales ledger.
Yes. We work with specialist lenders who look beyond credit scores and focus on the strength of your client invoices. Poor credit does not automatically prevent you from accessing invoice finance for your scaffolding business.
Invoice finance for small business operations and larger-scale companies is available. Our lenders typically fund invoices from £500 to £350,000. For larger values, speak to a specialist, and we’ll find the right fit for your business.