£30 m+
secured
500 +
contractors funded
40 +
years' combined experience
60 +
lenders
Partnering with leading lenders
Used van finance spreads the cost of a used commercial van over fixed monthly repayments, available to sole traders and limited companies.
Why finance a used van
A used van is often the most cost-effective way to add capacity to a scaffolding fleet: a lower purchase price than new, with plenty of reliable stock available. Used van finance spreads that cost into fixed monthly repayments, so growing the fleet doesn’t mean draining the cash you need for materials, wages or the next contract.
What you can fund with used van finance
- Panel vans, transit-style vans and Lutons
- Tipper vans, dropside vans and pickups
- Crew cab vans for carrying your team and kit
- Vans bought from a dealer or, in many cases, a private sale
How used van finance works
Tell us about the van
Share the make, model, reg, mileage and value of the van you want to finance.
We search our panel of lenders
We match your business with lenders who fund used commercial vehicles.
Review your quote
See the repayment term, monthly cost and total price before deciding.
Get your van on the road
Once agreed, funds are released so you can complete the purchase.
Who can get used van finance?
Used van finance is available to sole traders and limited companies, including newer scaffolding businesses. Lenders look at the whole application: trading history, contracts secured and affordability, rather than a credit score in isolation.
- Sole traders and limited companies considered
- New and established businesses may qualify
- Funding from £3,000 to £1m
- Low or zero deposit options often available
What you’ll need to apply
The more detail you can give us about the van, the faster we can get you an accurate quote rather than a rough estimate.
- The make, model, reg and mileage of the van
- Whether it’s from a dealer or a private sale
- Your business trading history and director details
- Latest filed accounts and recent business bank statements
- Your preferred repayment term
Need something bigger? See dropside truck finance. Already own a van outright and want to release its value instead? Look at vehicle asset refinance. Or estimate repayments first with our asset finance calculator.
FAQs about used van finance
Yes. Ltd company van finance is one of the most common ways scaffolding businesses fund used vans, with repayments made by the company and the vehicle used for business purposes.
This varies by lender, but many will fund used vans up to a certain age or mileage at the end of the agreement, rather than at the point of purchase. Our team can confirm whether a specific van qualifies once you share its details.
Low or zero deposit options are often available, depending on the lender and your application. A larger deposit can reduce your monthly repayments but isn’t always required.
Yes. Sole traders and self-employed scaffolding contractors are regularly considered for used van finance, alongside limited companies.
In many cases, yes, though this depends on the lender and how the vehicle’s condition and value can be verified. Speak to our team about the specific van you’re looking at.