Business loans built for

Working capital. Growth funding. Cashflow breathing room. From short-term support to long-term growth, we arrange loans that work around the way scaffolding contractors operate.

Flexible funding for scaffolding contractors who want to grow.

From short-term cashflow boosts to six-figure loans for major upgrades, we help scaffolders fund the next stage of their business with no early repayment charges, fast decisions, and terms up to 6 years. Click below to see what you can use a business loan for and how quickly we can get it sorted.

Working Capital Loan

Working Capital Loan

Working Capital

We arrange loans to help scaffolders stay liquid. Whether you’re managing payroll, covering supplier bills, bridging a cash gap between contracts, or just want breathing space while your business grows. Use it your way.

Signing
Loans from £10,000
Calendar
Terms from 1-72 months
No fee
No early settlement fees
Rate blue
Rates start from 6.9% per annum

Equipment or Materials Loan

Equipment or Materials Loan

Scaffolding Equipment

Use a business loan to buy new scaffolding stock, safety systems, or job-critical gear without killing your cash flow. Whether it’s from a supplier you know or one we recommend, we’ll help you fund what you need.

Signing
Loans from £10,000
Calendar
Terms from 1-72 months
No fee
No early settlement fees
Rate blue
Rates start from 6.9% per annum

Business Expansion Loan

Business Expansion Loan

Business Expansion

Looking to grow your team, win bigger jobs or invest in more materials? We help scaffolding contractors fund their next stage. From taking on new contracts to gearing up for long-term growth. Finance tailored around your plans, not a one-size-fits-all box.

Signing
Loans from £10,000
Calendar
Terms from 1-72 months
No fee
No early settlement fees
Rate blue
Rates start from 6.9% per annum

Marketing Loan

Marketing Loan

Marketing

Whether you’re rebranding the business, launching a new website or getting serious about lead generation, we help scaffolders fund proper marketing. Use a loan to build visibility, generate work, and compete with the big boys without cash flow taking a hit.

Signing
Loans from £10,000
Calendar
Terms from 1-72 months
No fee
No early settlement fees
Rate blue
Rates start from 6.9% per annum

Refinance Loan

Refinance Loan

Refinance

Consolidate high-interest credit cards, loans, or overdrafts into one affordable monthly payment. We arrange refinancing for scaffolding contractors who want to tidy things up, cut their repayments, and get their business cash flow under control — without early settlement penalties or long delays.

Signing
Loans from £10,000
Calendar
Terms from 1-72 months
No fee
No early settlement fees
Rate blue
Rates start from 6.9% per annum

Project Finance Loan

Project Finance Loan

Project Finance

Big job on the horizon? We’ll help you cover everything upfront. From materials, crew, logistics, even payment delays. Project finance helps scaffolding contractors bridge the gap between starting the work and getting paid, with structured repayments and fast access to funds.

Signing
Loans from £10,000
Calendar
Terms from 1-72 months
No fee
No early settlement fees
Rate blue
Rates start from 6.9% per annum

Management Buyout Loan

Management Buyout Loan

Management Buyout

Whether you're buying into your own firm, taking over from a retiring director, or becoming your own boss, we can help. We arrange finance for scaffolders looking to take the reins with flexible terms and specialist lenders who get the trade.

Signing
Loans from £10,000
Calendar
Terms from 1-72 months
No fee
No early settlement fees
Rate blue
Rates start from 6.9% per annum

Business Loan Calculator

Use our quick calculator to check what a business loan could cost your scaffolding business each month.

£50,000

36 months

Monthly Payment: £0.00

Total Repayable: £0.00

For quotes over £250k, please contact us directly on 01494 321688.

This calculator provides an estimated cost only. Actual rates and terms will depend on your circumstances and our assessment. This is not an offer or a final quote.

Want a tailored Business Loan quote for your scaffolding business?

Most loans are approved and funded in under 48 hours and you’ll always know exactly what it’s going to cost.

Getting a Business Loan Is Easier Than You Think.

Here’s the 4 Easy Steps to Secure Your Loan

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Apply in Seconds

Fill in a quick form (no paperwork required).

Quote Within Minutes

Get a tailored quote within 60 minutes.

Get Accepted in 24 Hours

Our panel of lenders will review your application and provide a decision within 24 hours

Funds Released

Once approved, the funds are released.

Your business loan questions, answered.

We make loans simple. Here’s what scaffolders ask the most.

What is a business loan and how can it help my scaffolding company?

What is a business loan and how can it help my scaffolding company?

A business loan gives your scaffolding firm a cash injection to cover things like materials, wages, tax bills, or expansion. You borrow a set amount and repay it monthly, usually over 6 to 72 months. It's a flexible way to keep your business moving.

Can I get an unsecured business loan as a scaffolding contractor?

Can I get an unsecured business loan as a scaffolding contractor?

Yes – many lenders offer unsecured business loans for scaffolders, which means no assets are required as security. These are ideal for quick funding when you don’t want to put up vehicles or equipment as collateral.

How much can I borrow with a scaffolding business loan?

How much can I borrow with a scaffolding business loan?

Most scaffolding business loans range from £5,000 to £1m depending on your turnover, trading history, and credit profile. We'll help you figure out how much is realistic – and what your monthly payments could look like.

Can I use a business loan to pay VAT or Corporation Tax?

Can I use a business loan to pay VAT or Corporation Tax?

Absolutely. A short-term business loan is a smart way to cover VAT bills or Corporation Tax when cash is tight. It helps you avoid penalties and frees up cash for jobs, wages, or new kit.

How fast can I get a business loan for my scaffolding company?

How fast can I get a business loan for my scaffolding company?

Some lenders can approve and fund scaffolding business loans within 24 hours. If you’ve got your figures ready, we can move quickly – especially for urgent cashflow gaps or tax deadlines.

Do I need to be a limited company to apply for a business loan?

Do I need to be a limited company to apply for a business loan?

No – we arrange business loans for sole traders, partnerships, and limited companies. Whether you’re just starting out or growing fast, there are options available.

What can I use a business loan for?

What can I use a business loan for?

You can use a business loan for almost anything – scaffolding materials, hiring staff, paying bills, buying trucks, or boosting working capital. It’s a flexible solution designed to fit your needs.

Will applying for a business loan affect my credit?

Will applying for a business loan affect my credit?

Not initially. We use soft checks to match you with the right lenders, which won’t affect your credit score. Full credit checks only happen if you decide to go ahead with an offer.

Real Proof.Real Scaffolders.

A few client testimonials for business loans.

We have used Carl on many occasions to finance our equipment. Always an extremely quick service from enquiry till we have material in our yard. Happy to recommend. First class.

We have used Scaffold Finance for the last 2 years and taken our 5/6 different finance packages. Carl is a pleasure to deal with and goes above and beyond to find the best rate on offer!

We used Scaffold Finance for the purchase of a new electric works vehicle. Carl was our main point of contact, and he was always very prompt at getting the quotes back to us, and very professional throughout the whole process. The rates were very competitive and I would definitely use Scaffold Finance for any future finance that we may require.

Carl at Scaffold Finance sorted our VAT Loan for us with minimum effort for us. Quick turnaround, easy to arrange, great service

The best in the business for all your finance needs.

Scaffold Finance were a huge help in helping us secure finance on a truck.

Top company. Top service. Can’t recommend Scaffold Finance enough!

A great company to work with. Fast and efficient at what they do. The best around for sure.

We have used Carl over the past 10+ years for all our finance. He’s a real asset to our company. Thanks!

We have used Carl on many occasions to finance our equipment. Always an extremely quick service from enquiry till we have material in our yard. Happy to recommend. First class.

We have used Scaffold Finance for the last 2 years and taken our 5/6 different finance packages. Carl is a pleasure to deal with and goes above and beyond to find the best rate on offer!

We used Scaffold Finance for the purchase of a new electric works vehicle. Carl was our main point of contact, and he was always very prompt at getting the quotes back to us, and very professional throughout the whole process. The rates were very competitive and I would definitely use Scaffold Finance for any future finance that we may require.

Carl at Scaffold Finance sorted our VAT Loan for us with minimum effort for us. Quick turnaround, easy to arrange, great service

The best in the business for all your finance needs.

Scaffold Finance were a huge help in helping us secure finance on a truck.

Top company. Top service. Can’t recommend Scaffold Finance enough!

A great company to work with. Fast and efficient at what they do. The best around for sure.

We have used Carl over the past 10+ years for all our finance. He’s a real asset to our company. Thanks!

Ready to grow your scaffolding business?

Fast, flexible business loans designed for scaffolding contractors. Start your quote or book a callback now.

First Leasing UK Limited t/a Scaffold Finance is incorporated in England and Wales, company number 04401552. We are a credit broker and not a lender. We work with a panel of lenders and may receive a commission for introducing you to one of them. This commission may vary depending on the lender, product, or other factors. The amount of commission received will affect the total amount payable under your finance agreement.

Scaffold Finance and holds a current Data Protection Licence, reference number ZB094119. We are committed to treating customers fairly and operate in line with the Financial Conduct Authority’s (FCA) principles and consumer duty standards. FCA license number 976116.

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