Finance that works for

From scaffolding materials to business loans, we arrange fast, tailored finance that works exclusively for your scaffolding business!

Everything you need to fund your next move.

We help scaffolding contractors across the UK finance scaffolding materials, trucks, loans and more! From dropsides to safety decking, business loans to VAT loans, this is where scaffolding contractors find finance that works. Click below to see how each option works, what you can finance, and how fast we can get it sorted.

Scaffolding Materials Finance

If it’s part of the job, we can finance it.

From traditional tube and fit to bigger system scaffolding setups, we help scaffolding contractors fund the materials they need to grow.

We can finance:

Tubes, boards and fittings
System Scaffolding
Safety Decking
Temporary Roof
Access Equipment
Sheeting/Netting
Safety Equipment

Finance options that fit your business:

Finance from £5,000 to £1 million
Terms from 12 to 60 months
New or used materials
Zero deposit options available
We can source materials for you
Bundle multiple assets into one agreement
Rates from 4.45% flat

See How It Works

Truck & Vehicle Finance

If it moves your business, we can finance it.

From single vans to a full fleet of dropsides, we help scaffolding contractors finance the vehicles they need.

We can finance:

Dropside Trucks
HIABs
Pickups & Vans
Flatbeds
Tippers
Forklifts
Custom Bodies

Finance options that fit your business:

Finance from £5,000 to £1 million
Terms from 12 to 84 months
New or used vehicles
VAT only deposit
We can source vehicle for you
Bundle multiple assets into one agreement
Rates from 3.85% flat

See How It Works

Business Loans

If it grows your business, we can finance it.

We arrange fast, flexible loans built around your scaffolding business, so you can take the next step without waiting around.

You can use a loan for:

Working Capital
Buying Equipment or Materials
Business Expansion
Marketing
Refinancing
Project Finance
Management Buyout

Finance options that fit your business:

Finance from £10,000 to £500,000
Terms from 6 to 72 months
Fixed or Variable
Decisions within 24 hours
No early settlement charges
Unsecured or secured
Top up facilities

See How It Works

VAT Loans

If it keeps your cash flow strong, we can finance it.

Quarterly VAT bills can seriously impact your working capital. A VAT loan spreads the cost, so you stay liquid and focused on the job at hand.

You can use a VAT loan to:

Cover large quarterly VAT bills
Preserve working capital
Smooth out your cashflow
Keep projects and payroll moving
Stay on top of HMRC deadlines
Plan with confidence
Ease pressure on your business

Finance options that fit your business:

Finance from £10,000 to £500,000
Terms from 3 to 12 months
Monthly repayments to suit you
Funds paid direct to HMRC
Rolling faciltiy
Fast funding
VAT specific facility

See How It Works

Corporation Tax Loans

If it protects your cash flow, we can finance it.

A Corporation Tax loan helps you spread the cost, stay liquid, and use your cash where it counts.

You can use a Tax loan to:

Spread the cost of your tax bill
Avoid big hits to working capital
Keep your business running smoothly
Sya compliant with HMRC deadlines
Plan ahead and stay liquid
Free up cash for growth
Ease pressure on your business

Finance options that fit your business:

Finance from £10,000 to £5 million
Terms from 3 to 12 months
Monthly repayments to suit you
Funds paid direct to HMRC
Rolling faciltiy
Fast funding
Simple application process

See How It Works

Invoice Finance

If it gets you paid quicker, we can finance it.

Waiting 30, 60 or even 90 days for invoice payments? An invoice facility gives you instant access to cash you’ve already earnt.

You can use a Invoice Finance to:

Bridge gaps while waiting for payment
Cover wages and materials upfront
Take on bigger contracts with confidence
Avoid chasing slow paying clients
Manage cash flow with less stress
Access funds as soon as you invoice
Stay flexible

Finance options that fit your business:

Funding based on invoice value
Same day funding
100% of invoice funded minus fee
One fee per transaction
Fund one invoice or your full sales ledger
No minimum trading history or turnover
Simple application process

See How It Works

The Funding That Made a Difference.

Take a look at how scaffolding contractors like you used finance for scaffolding materials, trucks and growth.

Your finance questions, answered.

We make finance simple. Here’s what scaffolders ask the most.

What is asset finance and how does it work?

Asset finance is a way for your business to acquire equipment, vehicles, or materials without paying the full cost upfront. You spread the cost over time, usually with monthly repayments. The lender owns the asset during the term, and you gain full ownership at the end (depending on the agreement type).

Can I get finance as a new business?

Yes, new scaffolding businesses can still access finance. Approval will depend on your deposit, credit history, and trading setup (e.g. sole trader vs limited company). We work with lenders who understand early-stage businesses and offer options even if you're just starting out.

What's the difference between leasing and hire purchase?

With hire purchase, you own the asset at the end. With leasing, you rent it for a fixed period, at the end of the lease agreement you have the option to continue “renting” the assets, return the assets to the lender or purchase title of the assets. Both can help manage cash flow, but the right choice depends on your plans, tax setup, and how long you’ll use the equipment.

How long does it take to get finance approved?

Once we’ve got all your documents, approval usually happens within 24 hours. For simpler deals (like vans or scaffolding materials under £50k), funding can be in place in 1 working day. Bigger or more complex deals might take a bit longer.

What do I need to apply for finance?

Usually, we’ll need:

Basic business details (company name, trading history)
Directors details (full name, date of birth and home address)
Asset/supplier info
Bank statements and year-end accounts

Download our finance-ready checklist

What is a finance quote, and how accurate is it?

A quote shows you what repayments could look like based on your details. It’s not a guarantee. Final terms depend on underwriting, credit checks, and the asset. But we always aim to keep things realistic from the start.

Get a Quote Now

Is a deposit always required?

Not always, but it helps. Some lenders offer zero deposit deals, especially if you’ve got good credit or a solid trading record. VAT-only deposits or deferred VAT deposits are also common. We’ll help you find a structure that fits your cash flow.

Will applying for finance affect my credit score?

Not at the initial quote stage. We only run a soft search when quoting. A full credit check only happens once you’re ready to proceed with a lender. We’ll always let you know before anything is submitted.

What types of finance do you offer?

We arrange:

Asset finance (scaffolding materials, trucks, vans, equipment and more!)
VAT loans
Corporation tax loans
Unsecured business loans
Invoice finance

Explore your finance options

Can Scaffold Finance help if I’ve been declined elsewhere?

Yes! We’ve had many clients come to us after being turned down. We specialise in finance for scaffolders and work with lenders who understand the industry inside out. Even if a bank or general broker has said no, we may still be able to secure funding tailored to your needs.

Book a 10-minute call

Real Scaffolders.Real Results.

We don’t just talk about great service, we prove it!

We have used Carl on many occasions to finance our equipment. Always an extremely quick service from enquiry till we have material in our yard. Happy to recommend. First class.

We have used Scaffold Finance for the last 2 years and taken our 5/6 different finance packages. Carl is a pleasure to deal with and goes above and beyond to find the best rate on offer!

We used Scaffold Finance for the purchase of a new electric works vehicle. Carl was our main point of contact, and he was always very prompt at getting the quotes back to us, and very professional throughout the whole process. The rates were very competitive and I would definitely use Scaffold Finance for any future finance that we may require.

Carl at Scaffold Finance sorted our VAT Loan for us with minimum effort for us. Quick turnaround, easy to arrange, great service

The best in the business for all your finance needs.

Scaffold Finance were a huge help in helping us secure finance on a truck.

Top company. Top service. Can’t recommend Scaffold Finance enough!

A great company to work with. Fast and efficient at what they do. The best around for sure.

We have used Carl over the past 10+ years for all our finance. He’s a real asset to our company. Thanks!

We have used Carl on many occasions to finance our equipment. Always an extremely quick service from enquiry till we have material in our yard. Happy to recommend. First class.

We have used Scaffold Finance for the last 2 years and taken our 5/6 different finance packages. Carl is a pleasure to deal with and goes above and beyond to find the best rate on offer!

Carl at Scaffold Finance sorted our VAT Loan for us with minimum effort for us. Quick turnaround, easy to arrange, great service

The best in the business for all your finance needs.

Scaffold Finance were a huge help in helping us secure finance on a truck.

Top company. Top service. Can’t recommend Scaffold Finance enough!

A great company to work with. Fast and efficient at what they do. The best around for sure.

We have used Carl over the past 10+ years for all our finance. He’s a real asset to our company. Thanks!

Join Them Today

Ready to get your finance sorted?

We’ve helped hundreds of scaffolding contractors secure the right finance, now it’s your turn. Get a quick quote or talk it through with our team of experts.

Know what you need? Let’s get your quote sorted. Book a Call with an Expert

Finance that works for

From scaffolding materials to business loans, we arrange fast, tailored finance that works exclusively for your scaffolding business!

Everything you need to fund your next move.

Scaffolding Materials Finance

Scaffolding Materials Finance

If it’s part of the job, we can finance it.

We can finance:

Finance options that fit your business:

Truck & Vehicle Finance

Truck & Vehicle Finance

If it moves your business, we can finance it.

We can finance:

Finance options that fit your business:

Business Loans

Business Loans

If it grows your business, we can finance it.

You can use a loan for:

Finance options that fit your business:

VAT Loans

VAT Loans

If it keeps your cash flow strong, we can finance it.

You can use a VAT loan to:

Finance options that fit your business:

Corporation Tax Loans

Corporation Tax Loans

If it protects your cash flow, we can finance it.

You can use a Tax loan to:

Finance options that fit your business:

Invoice Finance

Invoice Finance

If it gets you paid quicker, we can finance it.

You can use a Invoice Finance to:

Finance options that fit your business:

The Funding That Made a Difference.

Take a look at how scaffolding contractors like you used finance for scaffolding materials, trucks and growth.

£142K Truck Finance Approved in 2 Hours

£37K VAT Loan Approved in Under 2 Hours

Slashed Material Hire Costs by over £17K/Month

From Start Up to £1M Turnover

Your finance questions, answered.

We make finance simple. Here’s what scaffolders ask the most.

What is asset finance and how does it work?

What is asset finance and how does it work?

Can I get finance as a new business?

Can I get finance as a new business?

What's the difference between leasing and hire purchase?

What's the difference between leasing and hire purchase?

How long does it take to get finance approved?

How long does it take to get finance approved?

What do I need to apply for finance?

What do I need to apply for finance?

What is a finance quote, and how accurate is it?

What is a finance quote, and how accurate is it?

Is a deposit always required?

Is a deposit always required?

Will applying for finance affect my credit score?

Will applying for finance affect my credit score?

What types of finance do you offer?

What types of finance do you offer?

Can Scaffold Finance help if I’ve been declined elsewhere?

Can Scaffold Finance help if I’ve been declined elsewhere?

Real Scaffolders.Real Results.

We don’t just talk about great service, we prove it!

Ready to get your finance sorted?

We’ve helped hundreds of scaffolding contractors secure the right finance, now it’s your turn. Get a quick quote or talk it through with our team of experts.

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